I FILED FOR CHAPTER 13 BANKRUPTCY. I CONVERTED IT TO A 7. THIS IS MY STORY. I WILL TRY TO MAKE IT FUNNY.
Saturday, March 29, 2014
Still Poor
I'm done with my bankruptcy but that doesn't mean I'm rich. Since I still make shit wages, I'm still broke. And I've still got bills.
Tuesday, March 25, 2014
Goodbye, Wells Fargo
I am overdrawn from Wells Fargo. They charge me $13 a month, probably because I can't maintain at least a $500 a month balance in my account. That's fine. I'm going to pay them what I owe, and close out my account. If they ask me why, I'm going to tell them I can't afford their "poverty tax."
Saturday, March 22, 2014
Maybe, Just Maybe ...
I applied for a credit card today. Let's see what happens.
Tuesday, March 18, 2014
Surprise!
Checked my checking account balance and it seems I have $115 in it. So I grocery shopped. It's sort of nice to know I'm not completely broke, but I hope I don't speak too soon and there's some check out there about to hit the account, and I end up overdrawn.
But it still worries me. All I meant to get at the store tonight was Sominex, and I end up with $60 worth of fruits, veggies, salmon, dog and cat treats, Cadbury creme eggs, paper towels and sleeping pills. I really do need to ditch my debit card and pay cash for everything. It would help me stay within budget and not be overdrawn.
Which reminds me--I need to close out my Wells Fargo account. They charge me $13 a month for being poor. So I figure I'm about $39 in the hole, unless they charge me overdraft fees.
But it still worries me. All I meant to get at the store tonight was Sominex, and I end up with $60 worth of fruits, veggies, salmon, dog and cat treats, Cadbury creme eggs, paper towels and sleeping pills. I really do need to ditch my debit card and pay cash for everything. It would help me stay within budget and not be overdrawn.
Which reminds me--I need to close out my Wells Fargo account. They charge me $13 a month for being poor. So I figure I'm about $39 in the hole, unless they charge me overdraft fees.
Saturday, March 15, 2014
Is the bullshit starting again????
Spent $160 in three days time for a battery and cord for my laptop. I don't need this shot. It will eat up the earnings from my fourth part time job.
Tuesday, March 11, 2014
Bought More Root Killer
Bought more root killer. Maybe in a couple weeks I'll be able to flush my toilet. If $50 will help me from shelling out for a root clean out, it will be worth it.
Saturday, March 8, 2014
Another Argument for Packing a Lunch
Went to Wendy's today for a BLT Chicken Cobb salad. They don't have them anymore. Another reason I should have packed my lunch today.
Tuesday, March 4, 2014
I Got My Refund...But...
I got my tax refund, only it was $600 less than what I thought it was going to be. I think it's because I was late paying my taxes last year, but I will probably call them just to see if that is what it is.
It's nice to get a refund, but not nice to have it WAY less than what you expected. It means I still have to put off stuff that I thought I could knock out with this money.
Oh well. Could be worse.
It's nice to get a refund, but not nice to have it WAY less than what you expected. It means I still have to put off stuff that I thought I could knock out with this money.
Oh well. Could be worse.
Saturday, March 1, 2014
Spoke Too Soon
My tax refund was reduced by the feds by $600. So instead of $830 from the government, it's going to be $230. Fuck. This. Shit. I think they are punishing me for being late in paying my taxes last year. So I guess I will take my pets to the vet and put off getting classes and my teeth cleaned for another year.
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